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Variable/Floating Rate Loans

Whether you finance all or only part of the cost of your truck and trailer, PACCAR Financial offers terms structured to meet your unique business needs.

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We understand that flexibility is a critical aspect of commercial truck financing. You need to consider changing economic cycles and a multitude of other factors. PACCAR Financial’s variable rate loan may be the perfect financial product that keeps you covered for these factors.

The variable rate loan is designed to enhance your cash flow. It features constant monthly loan payments for the duration of the loan, meaning you pay off the loan faster if rates go down. If interest rates go up, a balloon payment may be required at the end of the loan.


Need A Financial Program That Considers Your Business Needs?

PACCAR Financial offers financing options tailor-made to meet the needs of your business.

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The Best Used Trucks In America. We Should Know – We Built Them.

See what your local PACCAR Financial Used Truck Center has to fit your needs and when our next used truck auction will be held.

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Keep Your Business Moving Forward With PacLease.

Our customized full-service leasing packages allow you to focus on your own business, while we take care of your fleet.

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