Variable/Floating Rate Loans

We understand that flexibility is a critical aspect of commercial truck financing. You need to consider changing economic cycles and a multitude of other factors. PACCAR Financial’s variable rate loan may be the perfect financial product that keeps you covered for these factors.

The variable rate loan is designed to enhance your cash flow. It features constant monthly loan payments for the duration of the loan, meaning you pay off the loan faster if rates go down. If interest rates go up, a balloon payment may be required at the end of the loan.